Portfolio management for clients who already have a strategy. You built the plan; now let us handle the daily execution.
What happens when you leave.
Imagine you move to Portugal in June, leaving your portfolio at a Canadian institution. A few weeks later, you get a notice: your account is restricted, closing, or your advisor is no longer allowed to speak with you.
Most banks aren’t licensed to manage assets for non-residents. Some people find this out too late, after they have already left the country. That leaves few good options: liquidate everything, freeze your assets, or accept a structure that ruins your tax strategy.
What the work is.
Wealth management is the implementation of a financial plan you have already built. We do not sell it on its own. If what you need is someone to run the whole plan, not just the portfolio, that is ongoing advisory.
The work is portfolio management designed around your goals, your tax position, your residency, and your risk tolerance. The measure of success is a plan that still works after you move, retire, or sell something.
Cross-border portfolios.
We build portfolios for clients who are non-residents, becoming non-residents, or living abroad with ties to Canada.
Tax residency, withholding taxes, treaties, and reporting obligations are built in from the start. The portfolio survives the move.
How it works.
Every relationship starts with a plan, because nothing gets implemented until we know what the portfolio is for.
From there, it is all about execution: disciplined rebalancing, tax-aware decisions, and continuous coordination with your tax and legal team.
Ongoing advice.
Life changes, and the strategy moves with it.
Regular reviews reassess your goals, income needs, tax position, and risk capacity, without forcing you to start from scratch every time.
What it costs.
Fees are based on assets under management. Because the portfolio follows the strategy, pricing is quoted separately once the initial planning is complete.
Our fees are fully disclosed upfront and reviewed regularly. We offer this service selectively, and only when the ongoing coordination is worth what it costs.
Know your options first.
If residency or cross-border tax rules complicate your portfolio, we’ll tell you what is possible long before anything moves.